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IBPS Clerk (Junior Associate) mock test
Government Exams · Syllabus

IBPS Clerk (Junior Associate) Syllabus 2026

The complete IBPS Clerk (Junior Associate) syllabus for 2026 — 5 sections and 52 topics in all, organised exactly as the Institute of Banking Personnel Selection (IBPS) prescribes. Use it as your revision checklist, then test yourself with a free IBPS Clerk (Junior Associate) mock below.

Quantitative Aptitude / Numerical Ability12 topics

  • Simplification and Approximation (BODMAS, decimals, fractions, square roots)
  • Number Series (missing/wrong number pattern recognition)
  • Quadratic Equations comparison (x-y relation)
  • Percentages, Profit-Loss-Discount
  • Simple Interest and Compound Interest (annual / half-yearly)
  • Ratio and Proportion, Partnership, Ages
  • Time and Work, Pipes and Cisterns
  • Time, Speed and Distance — Boats and Streams, Trains
  • Averages, Mixtures and Alligation
  • Mensuration (2D shapes — squares, rectangles, triangles, circles; basic 3D — cuboid, cylinder)
  • Data Interpretation — Tabular DI, Bar graph, Line graph, Pie chart, Caselet (Mains is heavier on Caselet)
  • Data Sufficiency (single and two-statement; Mains)

Reasoning Ability11 topics

  • Puzzles — Linear seating, Circular seating, Floor-based, Box-based, Day/Month scheduling (heaviest topic)
  • Syllogism (statement-conclusion, possibility syllogisms)
  • Inequalities (direct and coded)
  • Coding-Decoding (alphabet, numeric, symbol)
  • Blood Relations (direct + coded)
  • Direction Sense with distance
  • Order and Ranking
  • Alphanumeric Series
  • Input-Output machine reasoning (Mains)
  • Statement-Assumption, Cause-Effect (Mains-level logical reasoning)
  • Data Sufficiency in reasoning context

English Language10 topics

  • Reading Comprehension (passages on banking, economy, social themes)
  • Cloze Test (single-blank filler passages)
  • Para Jumbles (sentence rearrangement)
  • Sentence Improvement / Phrase Replacement
  • Error Spotting (grammar, usage, prepositions, tenses)
  • Fill in the Blanks (single, double)
  • Synonyms and Antonyms in context
  • Match the Column / Sentence Connectors
  • Idioms and Phrases (Mains)
  • Word Usage / Word Swap (Mains)

General / Financial Awareness (Mains)12 topics

  • Banking history — RBI Act 1934, Banking Regulation Act 1949, nationalisation, recent PSB mergers (2020)
  • RBI structure, functions, monetary policy tools — repo, reverse repo, CRR, SLR, MSF, Bank Rate, MPC
  • Banking products — deposits (savings, current, recurring, term), loans (demand, term, cash credit, overdraft)
  • Digital payments and rails — UPI, IMPS, NEFT, RTGS, BHIM, Bharat QR, AePS, CBDC (Digital Rupee)
  • Financial Inclusion — PMJDY, MUDRA, Stand-Up India, PMSBY, PMJJBY, APY
  • Government schemes — PM-KISAN, PMFBY, PM Vishwakarma, PM Surya Ghar, Stand-Up India
  • Banking awareness — KYC, AML, Banking Ombudsman Scheme, Deposit Insurance (DICGC up to Rs 5 lakh)
  • Capital market basics — SEBI, NSE/BSE, mutual funds, IPO/FPO, demat
  • Insurance basics — IRDAI, LIC, term/endowment policies, ULIPs
  • Union Budget highlights and Economic Survey themes (latest cycle)
  • International institutions — IMF, World Bank, ADB, WTO, AIIB, NDB, BIS, FATF
  • Static GK and Current Affairs — awards, sports, books, persons in news, defence, science

Computer Aptitude (Mains — within Reasoning section)7 topics

  • Computer fundamentals — generations of computers, hardware components, I/O devices
  • Operating systems — Windows, Linux basics, file management
  • Networking basics — LAN/WAN/MAN, internet, intranet, IP addressing fundamentals
  • MS Office — Word, Excel, PowerPoint (shortcuts, basic formulas in Excel)
  • Database basics — DBMS vs RDBMS, primary key, table operations
  • Cyber security — phishing, malware, antivirus, OTP, two-factor authentication
  • Common computer abbreviations (RAM, ROM, CPU, ALU, DBMS, SQL, HTTP, HTTPS, URL, IP)

Know the syllabus — now see where you stand.

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