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SBI Clerk (Junior Associate) mock test
Government Exams · Syllabus

SBI Clerk (Junior Associate) Syllabus 2026

The complete SBI Clerk (Junior Associate) syllabus for 2026 — 4 sections and 50 topics in all, organised exactly as the State Bank of India Central Recruitment & Promotion Department (CRPD) prescribes. Use it as your revision checklist, then test yourself with a free SBI Clerk (Junior Associate) mock below.

English Language (Prelims) and General English (Mains)9 topics

  • Reading comprehension — banking, economy, social-policy and general-interest passages (250-400 words)
  • Cloze test (single and double cloze formats)
  • Para jumble / sentence rearrangement (5-6 sentences)
  • Error spotting and sentence correction
  • Fill in the blanks (single and double blank)
  • Sentence improvement and phrase replacement
  • Vocabulary in context — synonym, antonym, one-word substitution, idioms and phrases
  • Word usage / word swap
  • Para completion / paragraph conclusion (Mains)

Numerical Ability (Prelims) and Quantitative Aptitude (Mains)12 topics

  • Number system, simplification, approximation
  • Percentages, profit-loss-discount, partnership, average
  • Ratio and proportion, mixture and alligation
  • Simple interest and compound interest (Mains adds mixed SI+CI)
  • Time and work, pipes and cisterns, time-speed-distance (boats, trains, relative speed)
  • Ages, problems on ages with successive change
  • Permutation, combination and probability (Mains, basics)
  • Quadratic equations (factor method and comparison of two quadratics — Mains)
  • Mensuration — area and volume of 2D and 3D figures
  • Data Interpretation — bar, line, pie, table (Prelims 1-2 sets, Mains 4-5 sets with mixed and caselet DI)
  • Number series (missing number and wrong number)
  • Data sufficiency (Mains)

Reasoning Ability (Prelims) and Reasoning + Computer Aptitude (Mains)12 topics

  • Puzzles — floor-based (5-9 floors), day-based, month-based, hybrid floor+flat
  • Seating arrangement — linear, parallel rows facing each other, circular, square
  • Blood relations (Mains adds coded relations)
  • Syllogisms (two and three statements, possibility cases)
  • Statement and assumptions, statement and conclusions, course of action (Mains)
  • Coded inequalities (mathematical with =, ≥, ≤) and direct inequalities
  • Direction and distance
  • Coding-decoding (single-letter, double-letter, word-based)
  • Alphanumeric series
  • Input-output machine (Mains)
  • Data sufficiency in reasoning (Mains)
  • Computer Aptitude (Mains only) — generations of computers, hardware/software, MS Office, internet basics, networking, programming language types, DBMS basics, security (firewall, antivirus, phishing), abbreviations and shortcuts

General / Financial Awareness (Mains only)17 topics

  • Banking basics — types of banks (PSB, private, foreign, RRB, SFB, Payments Bank, cooperative bank, local area bank)
  • RBI structure, monetary policy basics (repo, reverse repo, CRR, SLR, MSF, SDF), MPC composition
  • Banking products and services — Savings account, Current account, Fixed deposit, RD, Demat, Credit/Debit cards
  • Banking instruments — Cheque, DD, Banker's cheque, Pay order, Cheque truncation (CTS-2010), Electronic clearing
  • Negotiable Instruments Act 1881 — Sec 138 cheque dishonour basics, crossing, endorsements
  • KYC, AML, PMLA basics — CDD, EDD, beneficial owner, suspicious transaction report
  • Financial inclusion schemes — PMJDY, PMSBY, PMJJBY, APY, MUDRA (Shishu/Kishore/Tarun), Stand-Up India, PM Vishwakarma
  • Payment systems — UPI, NEFT, RTGS, IMPS, BBPS, BHIM, AePS, NETC FASTag
  • CBDC e-rupee — wholesale and retail pilots (2022)
  • Banking Ombudsman scheme (now integrated under RB-IOS 2021)
  • BASEL III norms — basics of capital adequacy, CET1, Tier 1, Tier 2 (conceptual)
  • Bank nationalisations 1969 (14 banks) and 1980 (6 banks), SBI Act 1955, RBI Act 1934
  • PSB consolidation 2019-20 — 10 PSBs merged into 4 anchor banks
  • Indian regulators — RBI, SEBI, IRDAI, PFRDA, IFSCA architecture
  • Recent Union Budget banking-sector announcements
  • Current affairs (last 4-6 months) — RBI MPC decisions, government schemes, awards, sports, books, defence, science
  • Static GK — capitals, currencies, dams, national parks, important dates, RBI Governors chronology

Know the syllabus — now see where you stand.

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