SBI Clerk (Junior Associate) Free Mock Test
SBI Clerk (Junior Associate) (SBI Junior Associates) is part of India's Government Exams category, covering 5 topics. Kamiyab provides a free SBI Clerk (Junior Associate) Full Mock test — questions matched to the official exam pattern with real timing, instant scoring, and per-question explanations. Eligibility: Graduate. Aligned to the current 2026 official syllabus.
SBI Clerk (Junior Associate) mock is being built
We're working through the SBI Clerk (Junior Associate) previous-year papers to build a PYQ-grounded, expert-audited question bank. The syllabus, eligibility and exam pattern below stay accurate — the mock launches as soon as the bank clears audit. Live exams today: SSC CGL, SSC CHSL, and SSC MTS.
Topics covered
Topics are listed for reference. The mock launch unlocks once each topic's PYQ-grounded question bank is audited.
About SBI Clerk (Junior Associate — Customer Support & Sales)
The State Bank of India Junior Associate (Customer Support & Sales) examination, popularly called SBI Clerk, is the front-office clerical-cadre recruitment cycle conducted by SBI CRPD for the country's largest public-sector bank. SBI operates roughly 22,500 branches and serves over 50 crore customers, making Junior Associate the largest single-employer clerical recruitment in Indian banking. The role is the operational backbone of branch banking — front-counter customer interaction, cash and clearing operations, deposit and account opening processes, loan documentation, cross-sell of SBI Life, SBI Mutual Fund and SBI Cards products, and back-office reconciliation.
SBI Junior Associate is widely considered the most desirable clerical-tier banking job in India, ahead of IBPS Clerk in pay, prestige, transfer policy and promotion velocity. Junior Associates are typically posted in their preferred state circle and operate under a state-cadre transfer policy with relatively stable postings within the local language region — a contrast to the all-India transfer policy of officer-cadre roles. After 2 years of service, Junior Associates become eligible to write the Trainee Officer (JAIIB+CAIIB-linked) departmental exam for promotion to Junior Management Grade Scale-I (JMGS-I) officer cadre.
Selection is a two-stage funnel: Preliminary Examination (objective, screening only) and Main Examination (objective, merit-deciding). Unlike SBI PO, the SBI Clerk process does NOT have a Group Exercise or Interview round — the Mains score alone determines the merit list and final allotment. The Prelims score does NOT carry forward into the final merit list. Selection includes a Local Language Test (Class X-level proficiency) before joining — candidates failing this test forfeit their selection. A graduate joins at a basic pay of Rs 26,730 (Rs 24,050 plus two advance increments for graduates) under the 12th Bipartite Settlement (effective 1 November 2022), with DA, HRA, special allowance and transport allowance taking gross emoluments to roughly Rs 46,000 per month in a Tier-I metro (arrears for the November 2022 to February 2024 period were disbursed alongside the revised pay).
Conducted by: State Bank of India Central Recruitment & Promotion Department (CRPD), Corporate Centre, Mumbai. SBI runs Junior Associate recruitment autonomously, separate from the IBPS Clerk framework used by other public-sector banks.
Eligibility
- General eligibilityAge: 20 to 28 years as on the cut-off date specified in the notification (typically 1 April of the recruitment year). Age relaxation: SC/ST +5 years (up to 33), OBC (non-creamy layer) +3 years (up to 31), PwBD (General/EWS) +10 years, PwBD (OBC) +13 years, PwBD (SC/ST) +15 years, Ex-Servicemen including ECOs/SSCOs +5 years (subject to ceiling), Widows/Divorcees/Women legally separated and not remarried +9 years (up to age 35 for General, 38 for OBC, 40 for SC/ST). EWS candidates receive NO age relaxation.
Exam Pattern
Stage-by-stage breakdown of the recruitment process.
Preliminary Examination (Phase I — qualifying / screening only)
- Questions
- 100 multiple-choice questions
- Marks
- 100 marks total
- Duration
- 60 minutes total (sectional timing of 20 minutes per section — strictly enforced)
Main Examination (Phase II — merit-deciding)
- Questions
- 190 multiple-choice questions
- Marks
- 200 marks total
- Duration
- 2 hours 40 minutes total (sectional timing strictly enforced)
Local Language Test (LLT)
- Questions
- Not applicable — qualifying-only assessment
- Marks
- Qualifying (pass/fail)
- Duration
- Conducted at the allotment stage, before final joining
Syllabus
4 sections, 50 topics in total.
- English Language (Prelims) and General English (Mains)9 topics
- Numerical Ability (Prelims) and Quantitative Aptitude (Mains)12 topics
- Reasoning Ability (Prelims) and Reasoning + Computer Aptitude (Mains)12 topics
- General / Financial Awareness (Mains only)17 topics
Preparation Strategy
Subject-wise strategy, a study plan and the books aspirants rely on for SBI Clerk (Junior Associate — Customer Support & Sales).
Read the preparation guideRecent Changes to Know
- SBI moved to an entirely online application + admit-card + mock-test process. The mock-test link released ~1 week before Prelims runs in the same interface as the actual exam — using it is mandatory practice.
- Mains General/Financial Awareness has shifted further toward banking-specific items (RBI structure, MPC decisions, regulatory circulars, scheme parameters) and away from generic GK. Out of 50 questions, 35-40 are now banking/economy/financial-system items.
- Local Language Test is now strictly enforced before joining. Aspirants who declared local-language proficiency at the application stage are tested at allotment — failure forfeits selection without a second chance.
- The Junior Associate-to-Trainee-Officer departmental promotion path remains the single fastest in Indian public-sector banking — Junior Associates with 2+ years of service can sit for the in-service Officers Promotion exam linked to JAIIB and CAIIB credentials.
- Pre-Examination Training (PET) is offered free of cost by SBI at designated centres in major cities for SC/ST/OBC/Religious Minority candidates ahead of Prelims.
Important Dates
- Notification
- SBI Clerk notification is typically released by SBI CRPD in November or April-May on sbi.co.in/careers. The application window stays open for approximately 3 weeks. Application fee is paid online (typically Rs 750 General/EWS/OBC, NIL for SC/ST/PwBD/Ex-Servicemen).
- Exam
- Prelims: typically held in January-February or June-July, depending on the notification cycle. Mains: approximately 4-6 weeks after the Prelims result. Local Language Test: at the time of joining at the allotted circle, typically 4-8 weeks after the final result.
- Results
- Prelims result: approximately 2-3 weeks after Prelims exam. Mains result: approximately 3-4 weeks after Mains. Final allotment result with state-wise circle allocation: approximately 4-6 weeks after the Mains result.
Dates shift across cycles depending on Vacancy Notification timing and SBI's recruitment calendar. Always confirm against the official sbi.co.in/careers Current Openings page and the candidate dashboard on the online portal that SBI uses to host its Junior Associate application form.
SBI Clerk (Junior Associate) preparation guides
- Master Static GK: Proven Ways to Remember General AwarenessDiscover a step‑by‑step system to lock in static general knowledge for SSC CGL and RRB NTPC exams, using practical tricks, smart organization, and daily habits that turn facts into long‑term memory.
- Master Quantitative Aptitude: Topic‑Wise Priority Blueprint for SSC CGL & IBPS POA step‑by‑step, topic‑wise priority guide that shows you exactly which Quantitative Aptitude concepts to master first, how much time to allocate, and proven tactics to solve each type of problem efficiently.
- Master Exam-Day Calm: Turn Anxiety into Peak PerformanceLearn proven, step‑by‑step techniques to silence exam‑day nerves, boost focus, and unleash your true potential on any competitive test.
- Master Bank PO Exams While Working Full‑Time: A Practical RoadmapLearn how to juggle a day job and Bank PO preparation with realistic scheduling, free resources, and proven study techniques—stay focused, confident, and burnout‑free.
SBI Clerk (Junior Associate) mock test — frequently asked questions
What is the SBI Clerk (Junior Associate) eligibility?
Graduation in any discipline from a recognised university, or any equivalent qualification recognised by Government of India. Integrated dual-degree (IDD) candidates must have passed by the cut-off date. Final-year/semester candidates may apply provisionally but must produce mark-sheet and degree certificate by the date specified in the offer. No minimum percentage is prescribed by SBI for SBI Clerk. Age: 20 to 28 years as on the cut-off date specified in the notification (typically 1 April of the recruitment year). Age relaxation: SC/ST +5 years (up to 33), OBC (non-creamy layer) +3 years (up to 31), PwBD (General/EWS) +10 years, PwBD (OBC) +13 years, PwBD (SC/ST) +15 years, Ex-Servicemen including ECOs/SSCOs +5 years (subject to ceiling), Widows/Divorcees/Women legally separated and not remarried +9 years (up to age 35 for General, 38 for OBC, 40 for SC/ST). EWS candidates receive NO age relaxation. Nationality: Citizen of India, or subject of Nepal or Bhutan, or Tibetan refugee who came to India before 1 January 1962 with intent to permanently settle, or person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia and Vietnam to permanently settle in India. Non-Indian citizens must produce an eligibility certificate from the Government of India..
What is the SBI Clerk (Junior Associate) exam pattern?
Preliminary Examination (Phase I — qualifying / screening only) covers English Language (30 Q, 30 marks, 20 min) · Numerical Ability (35 Q, 35 marks, 20 min) · Reasoning Ability (35 Q, 35 marks, 20 min). 100 multiple-choice questions questions for 100 marks total marks, with negative marking of 0.25 marks deducted per wrong answer; no deduction for unattempted or review-only items.
Is the SBI Clerk (Junior Associate) mock test on Kamiyab really free?
Yes, completely free. No payment and no hidden charges — every SBI Clerk (Junior Associate) full mock on Kamiyab is free to use.
Do I need to create an account to attempt the SBI Clerk (Junior Associate) mock test?
Yes — you sign in (free) with your mobile number or Google before starting a SBI Clerk (Junior Associate) mock. It takes a few seconds and lets us save your scores and weak-topic insights.
How many questions are there in the SBI Clerk (Junior Associate) mock test?
A Full Mock is built to match the real SBI Clerk (Junior Associate) exam pattern and timing — a complete, full-length paper. You can also practise a single topic on its own for a shorter, focused session.
Which subjects and topics are covered for SBI Clerk (Junior Associate)?
5 topics are covered for SBI Clerk (Junior Associate), including Quantitative Aptitude, Reasoning Ability, English Language and more. Each topic can be practised on its own or combined into a full-length mock.
Are the SBI Clerk (Junior Associate) questions reliable and up to date with the latest syllabus?
Every question is hand-curated and kept aligned with the current official SBI Clerk (Junior Associate) syllabus, each with a short explanation. When the exam body revises the syllabus, the question bank is updated so you are not practising removed or out-of-syllabus topics.
Do I get the correct answers and explanations for SBI Clerk (Junior Associate)?
Yes. After you submit the test, every question shows the correct option along with a short explanation, so you can review and fix weak areas immediately.
Will the SBI Clerk (Junior Associate) mock test work on a low-end phone or slow connection?
Yes. Kamiyab runs in any modern mobile browser with no app install. The timer, scoring and explanations all work on basic Android phones and on slow networks.
How should I use Kamiyab to prepare for SBI Clerk (Junior Associate)?
Practise a single topic daily for focused revision, then take a full-length mock to simulate the real SBI Clerk (Junior Associate) timer and pressure. Read the explanations after every test and re-practise the topics where you score low.