IBPS Clerk (Junior Associate) Salary 2026
Clerical cadre (Clerk / Single Window Operator) across public-sector banks, handling frontline customer service and branch operations. Pay follows the IBA bipartite clerical scale. Pay follows the IBA bipartite pay scale (clerical cadre); in-hand pay is around ₹30,000 – ₹38,000 per month depending on the city.
IBPS Clerk (Junior Associate) post-wise salary
Entry basic pay and approximate in-hand salary for each IBPS Clerk (Junior Associate) post. In-hand figures include typical allowances and assume a metro / higher-HRA city; smaller-city pay is a little lower.
| Post | Pay level | Basic pay | In-hand |
|---|---|---|---|
| Clerk / Single Window Operator12th Bipartite clerical scale, top ~₹64,480; gross ~₹40,000/mo for new joiners, varies by city HRA | Clerical | ₹24,050 | ₹30,000–38,000 |
Allowances & benefits
The in-hand salary is basic pay plus these allowances:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- Special Allowance
- Transport Allowance
- City Compensatory Allowance (CCA)
Career growth & perks
- Medical aid
- Pension (NPS)
- LFC / travel reimbursement
- Festival advance & staff loans
IBPS Clerk (Junior Associate) salary — FAQs
What is the in-hand salary for IBPS Clerk (Junior Associate) 2026?
The in-hand salary for IBPS Clerk (Junior Associate) is around ₹30,000 – ₹38,000 per month depending on the city (which sets the HRA slab). Clerical cadre (Clerk / Single Window Operator) across public-sector banks, handling frontline customer service and branch operations. Pay follows the IBA bipartite clerical scale.
What is the pay scale / pay level for IBPS Clerk (Junior Associate)?
IBPS Clerk (Junior Associate) posts are paid under the IBA bipartite pay scale (clerical cadre). The post-wise pay levels and entry basic pay are listed in the table above.
What allowances are paid in IBPS Clerk (Junior Associate) jobs?
On top of basic pay, IBPS Clerk (Junior Associate) employees receive Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, Transport Allowance and more. These allowances are what make the in-hand salary higher than the basic pay.
Indicative; clerical pay is revised by the IBA bipartite settlement. In-hand depends on posting city and NPS/tax deductions. Confirm on the official IBPS notification.
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