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Government Exams · Eligibility

IBPS Clerk (Junior Associate) Eligibility 2026

Who can apply for IBPS Clerk (Junior Associate) in 2026 — the age limit, educational qualification, nationality and attempt rules as specified by Institute of Banking Personnel Selection (IBPS). Always confirm against the official notification before applying.

General eligibility (IBPS Clerk / Junior Associate)

Age
20 to 28 years as on the cut-off date specified in the notification (typically 1st August of the recruitment year). Age relaxation: SC/ST +5 years (up to 33), OBC (non-creamy layer) +3 years (up to 31), PwBD +10 years over and above category relaxation, Ex-servicemen and Disabled Ex-servicemen relaxation as per Government rules, J&K domicile (1980-1989) +5 years, widows/divorced women not remarried +9 years (subject to overall ceiling of 35-40 depending on category).
Education
A graduate degree (in any discipline) from a university recognised by the Government of India, or an equivalent qualification recognised by the Central Government, on the cut-off date specified in the notification. Computer literacy — operating and working knowledge of computer systems — is mandatory. Candidates must also be proficient in the Official Language of the State/UT for which vacancies are being advertised (read, write, speak, understand the Opted Local Language). Final-year graduates are NOT eligible.
Nationality
The candidate must be (a) a Citizen of India, OR (b) a subject of Nepal, OR (c) a subject of Bhutan, OR (d) a Tibetan refugee who came over to India before 1st January 1962 with intent of permanently settling in India, OR (e) a person of Indian origin who has migrated from specified countries with intent of permanently settling in India. Candidates in categories (b)-(e) require an eligibility certificate from the Government of India.
Attempts
NO maximum attempt limit for IBPS Clerk — a candidate may appear any number of times within the prescribed age band. Application fee: Rs 175 for SC/ST/PwBD/Ex-servicemen; Rs 850 for all other categories (indicative — to be confirmed against the current cycle's notification).

IBPS Clerk (Junior Associate) eligibility — common questions

What is the educational qualification for IBPS Clerk (Junior Associate)?

A graduate degree (in any discipline) from a university recognised by the Government of India, or an equivalent qualification recognised by the Central Government, on the cut-off date specified in the notification. Computer literacy — operating and working knowledge of computer systems — is mandatory. Candidates must also be proficient in the Official Language of the State/UT for which vacancies are being advertised (read, write, speak, understand the Opted Local Language). Final-year graduates are NOT eligible.

What is the age limit for IBPS Clerk (Junior Associate)?

20 to 28 years as on the cut-off date specified in the notification (typically 1st August of the recruitment year). Age relaxation: SC/ST +5 years (up to 33), OBC (non-creamy layer) +3 years (up to 31), PwBD +10 years over and above category relaxation, Ex-servicemen and Disabled Ex-servicemen relaxation as per Government rules, J&K domicile (1980-1989) +5 years, widows/divorced women not remarried +9 years (subject to overall ceiling of 35-40 depending on category).

Do I need to be an Indian citizen to apply for IBPS Clerk (Junior Associate)?

The candidate must be (a) a Citizen of India, OR (b) a subject of Nepal, OR (c) a subject of Bhutan, OR (d) a Tibetan refugee who came over to India before 1st January 1962 with intent of permanently settling in India, OR (e) a person of Indian origin who has migrated from specified countries with intent of permanently settling in India. Candidates in categories (b)-(e) require an eligibility certificate from the Government of India.

Are there attempt limits or extra requirements for IBPS Clerk (Junior Associate)?

NO maximum attempt limit for IBPS Clerk — a candidate may appear any number of times within the prescribed age band. Application fee: Rs 175 for SC/ST/PwBD/Ex-servicemen; Rs 850 for all other categories (indicative — to be confirmed against the current cycle's notification).

Where should I confirm my IBPS Clerk (Junior Associate) eligibility?

Always check against the official Institute of Banking Personnel Selection (IBPS) notification — eligibility rules can change from one cycle to the next. The official links are at the bottom of this page.

Official sources

Every figure on this page traces back to the official notification. Rules change from cycle to cycle — confirm before you apply.

IBPS — Official Website (notifications, calendar, results) · IBPS Online Application Portal (CRP-Clerks applications, admit cards) · IBPS Common Recruitment Process — CRP Clerks Section · Reserve Bank of India (primary source for banking awareness)

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