IBPS SO (Specialist Officer) Salary 2026
Specialist Officer recruited into JMGS-I (IT Officer, Agriculture Field Officer, Rajbhasha Adhikari, Law, HR/Personnel, Marketing). Same officer JMGS-I pay scale as IBPS PO; only the job profile differs. Pay follows the IBA bipartite pay scale (officer JMGS-I); in-hand pay is around ₹60,000 – ₹78,000 per month depending on the city.
IBPS SO (Specialist Officer) post-wise salary
Entry basic pay and approximate in-hand salary for each IBPS SO (Specialist Officer) post. In-hand figures include typical allowances and assume a metro / higher-HRA city; smaller-city pay is a little lower.
| Post | Pay level | Basic pay | In-hand |
|---|---|---|---|
| Specialist Officer Scale I (IT / AFO / Rajbhasha / Law / HR / Marketing)Identical JMGS-I scale to IBPS PO; higher in-hand with leased accommodation | JMGS-I | ₹48,480 | ₹60,000–78,000 |
Allowances & benefits
The in-hand salary is basic pay plus these allowances:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- Special Allowance
- City Compensatory Allowance (CCA)
Career growth & perks
- Medical aid
- Leased accommodation / quarters (bank-dependent)
- Pension (NPS)
- Provident Fund / staff loans
- LFC / travel reimbursement
IBPS SO (Specialist Officer) salary — FAQs
What is the in-hand salary for IBPS SO (Specialist Officer) 2026?
The in-hand salary for IBPS SO (Specialist Officer) is around ₹60,000 – ₹78,000 per month depending on the city (which sets the HRA slab). Specialist Officer recruited into JMGS-I (IT Officer, Agriculture Field Officer, Rajbhasha Adhikari, Law, HR/Personnel, Marketing). Same officer JMGS-I pay scale as IBPS PO; only the job profile differs.
What is the pay scale / pay level for IBPS SO (Specialist Officer)?
IBPS SO (Specialist Officer) posts are paid under the IBA bipartite pay scale (officer JMGS-I). The post-wise pay levels and entry basic pay are listed in the table above.
What allowances are paid in IBPS SO (Specialist Officer) jobs?
On top of basic pay, IBPS SO (Specialist Officer) employees receive Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, City Compensatory Allowance (CCA). These allowances are what make the in-hand salary higher than the basic pay.
Indicative; officer pay is revised by the IBA bipartite settlement and is the same JMGS-I scale across all Scale-I specialisations. Confirm on the official IBPS SO notification.
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