NIACL AO (New India Assurance Officer) Salary 2026
New India Assurance Company Administrative Officer (AO) is the Scale-I officer-entry post in a public-sector general insurer, on the general-insurance (GIPSA) officer pay scale. Starting basic is ₹50,925 with gross around ₹90,000 per month in metros. Pay follows the General insurance (GIPSA) officer pay scale, Scale I; in-hand pay is around ₹73,000 – ₹90,000 per month depending on the city.
NIACL AO (New India Assurance Officer) post-wise salary
Entry basic pay and approximate in-hand salary for each NIACL AO (New India Assurance Officer) post. In-hand figures include typical allowances and assume a metro / higher-HRA city; smaller-city pay is a little lower.
| Post | Pay level | Basic pay | In-hand |
|---|---|---|---|
| Administrative Officer (Scale I, Generalist)Scale top ₹96,765; gross ~₹90,000/mo in metros, lower in other cities | Administrative Officer, Scale I | ₹50,925 | ₹73,000–90,000 |
Allowances & benefits
The in-hand salary is basic pay plus these allowances:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- Transport Allowance (TA)
- City Compensatory Allowance (CCA)
- Special Allowances
Career growth & perks
- Medical benefits / group mediclaim
- pension (NPS) + gratuity
- leave travel subsidy (LTS)
- concessional staff loans (housing/vehicle)
- group insurance
NIACL AO (New India Assurance Officer) salary — FAQs
What is the in-hand salary for NIACL AO (New India Assurance Officer) 2026?
The in-hand salary for NIACL AO (New India Assurance Officer) is around ₹73,000 – ₹90,000 per month depending on the city (which sets the HRA slab). New India Assurance Company Administrative Officer (AO) is the Scale-I officer-entry post in a public-sector general insurer, on the general-insurance (GIPSA) officer pay scale. Starting basic is ₹50,925 with gross around ₹90,000 per month in metros.
What is the pay scale / pay level for NIACL AO (New India Assurance Officer)?
NIACL AO (New India Assurance Officer) posts are paid under the General insurance (GIPSA) officer pay scale, Scale I. The post-wise pay levels and entry basic pay are listed in the table above.
What allowances are paid in NIACL AO (New India Assurance Officer) jobs?
On top of basic pay, NIACL AO (New India Assurance Officer) employees receive Dearness Allowance (DA), House Rent Allowance (HRA), Transport Allowance (TA), City Compensatory Allowance (CCA) and more. These allowances are what make the in-hand salary higher than the basic pay.
Indicative; pay follows periodic general-insurance industry wage revisions. Confirm against the official NIACL AO notification.
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