NIACL AO (New India Assurance Officer) Eligibility 2026

NIACL AO — Generalist and Specialist Scale-I

Age

21 to 30 years for General candidates as on the cut-off date in the notification (typically 1 April of the recruitment year). Age relaxation: SC/ST +5 years (up to 35), OBC (non-creamy layer) +3 years (up to 33), PwBD +10 years over and above category relaxation, Ex-servicemen as per Government of India norms, Confirmed NIACL employees with at least 3 years of service +5 years.

Education

Generalist: Bachelor's degree in any discipline from a recognised Indian university with minimum 60 percent aggregate (55 percent for SC/ST/PwBD) — exact percentage cut-off varies by notification; verify the live notification. Specialist streams require domain qualifications — Finance (CA / ICWA / CMA membership), Actuarial (graduate plus at least 6 papers cleared in Institute of Actuaries of India), IT (B.E./B.Tech in CSE/IT/ECE or MCA with 60 percent), Legal (LLB with 60 percent and 2 years' bar enrolment), Engineering (B.E./B.Tech in relevant branch), Automobile (B.E./B.Tech in Mechanical / Automobile Engineering).

Nationality

Citizen of India, or a subject of Nepal or Bhutan, or a Tibetan refugee who came to India before 1 January 1962 with intent to settle permanently, or a person of Indian origin who has migrated from specified countries to settle permanently in India. Non-Indian citizens must furnish a certificate of eligibility from the Government of India.

Attempts

No formal cap on attempts; age becomes the natural ceiling. Application fee in recent cycles: roughly Rs 850 (including intimation charges) for General/EWS/OBC and Rs 100 (intimation only) for SC/ST/PwBD candidates. Fee is paid online via the NIACL recruitment portal during the application window.