Kamiyab
LIC AAO (Assistant Administrative Officer) mock test
Government Exams · Syllabus

LIC AAO (Assistant Administrative Officer) Syllabus 2026

The complete LIC AAO (Assistant Administrative Officer) syllabus for 2026 — 6 sections and 48 topics in all, organised exactly as the Life Insurance Corporation of India (LIC) prescribes. Use it as your revision checklist, then test yourself with a free LIC AAO (Assistant Administrative Officer) mock below.

Reasoning Ability (Prelims + Mains)9 topics

  • Puzzles — floor, box, day-month, year-based and comparison-based (high weight)
  • Seating arrangement — linear (single and double row), circular, square, parallel rows
  • Syllogism — including Possibility, Reverse Syllogism and Coded Syllogism
  • Blood relations, direction sense, ranking and order
  • Coding-decoding — new pattern (symbol-based and word-based with logical conditions)
  • Inequalities — direct and coded, including Indirect Inequality
  • Input-Output (machine input) and data sufficiency (2-statement and 3-statement)
  • Logical reasoning — statement and assumptions, statement and conclusions, course of action, cause and effect
  • Mains-level additions — Critical Reasoning, passage-based reasoning, paragraph completion

Quantitative Aptitude (Prelims + Mains)9 topics

  • Number series — missing number, wrong number, find the next term
  • Simplification, BODMAS, surds and indices
  • Quadratic equations — comparing two quadratics (x and y relationship)
  • Arithmetic — percentages, ratio-proportion, averages, ages, partnership, mixtures and alligation
  • Time and Work, Pipes and Cisterns, Time-Speed-Distance, Boats and Streams, Trains
  • Simple Interest, Compound Interest, Profit-Loss-Discount
  • Data Interpretation — Tables, Bar/Line/Pie charts, Caselet DI, Mixed DI, Missing DI
  • Data Sufficiency, Quantity-1 vs Quantity-2 comparison
  • Permutation, Combination, Probability and Mensuration (2D and 3D)

English Language (Prelims + Mains)7 topics

  • Reading Comprehension — both economy/banking/insurance-themed and general passages (8-12 questions per set)
  • Cloze Test — new pattern with logical fillers and contextual replacement
  • Error spotting, sentence correction, sentence improvement
  • Para-jumbles and Parasummary, Paragraph completion, sentence rearrangement
  • Phrase replacement, fill-in-the-blanks (single and double), word usage and word swap
  • Vocabulary — synonyms, antonyms, idioms and phrases
  • Mains descriptive — Letter Writing (formal/informal) and Essay (200-250 words)

General Knowledge & Current Affairs with Insurance Reference (Mains)7 topics

  • Static GK — Indian polity, geography, history capsules, awards, books and authors, sports
  • National and international current affairs of the last 6-8 months
  • Banking and financial sector developments — RBI policy, monetary policy, bank-related news
  • Insurance sector news — IRDAI circulars, Bima Sugam, regulatory changes
  • Government schemes — PMJJBY, PMSBY, Ayushman Bharat, APY, PMVVY
  • Economic Survey and Union Budget highlights with insurance and financial sector angle
  • International economic and insurance news — reinsurance markets, climate-linked insurance

Computer Aptitude (Mains)7 topics

  • Fundamentals of computer — generations, types, hardware-software classification
  • Operating systems basics — Windows, Linux, file management, shortcut keys
  • MS Office — Word, Excel formulas, PowerPoint, Outlook basics
  • Internet and networking — LAN/WAN/MAN, IP addressing basics, browsers, search engines
  • Computer security — virus, worm, trojan, phishing, firewall, antivirus, two-factor authentication
  • Database basics — DBMS, RDBMS, SQL basics, primary key, foreign key concepts
  • Recent IT terminology — cloud computing, big data, blockchain, AI/ML basics

Insurance Awareness (Specialist Mains + AAO Generalist context)9 topics

  • History of insurance in India — pre-1956 private insurers, LIC Act 1956 (1 September 1956), GIBNA 1972 (effective 1 January 1973), IRDA Act 1999
  • Insurance Act 1938 — key sections: 2(d) definition of insurer, 27A solvency margin (minimum 150 percent), 38 assignment, 39 nomination, 45 indisputability after 3 years, 64UM licensing, 64VB no risk without premium
  • IRDAI structure — Chairman + 4 whole-time + 4 part-time members; head office at Hyderabad; renamed from IRDA via 2014 Amendment Act
  • Types of life insurance — term, endowment, whole life, money-back, ULIPs, annuities and pension plans
  • Principles of insurance — utmost good faith (uberrimae fidei), insurable interest, indemnity, subrogation, contribution, proximate cause
  • Government insurance schemes — PMJJBY (Rs 436 premium, Rs 2L life cover, revised May 2022 from Rs 330), PMSBY (Rs 20 premium, Rs 2L accident cover), APY, Ayushman Bharat PMJAY
  • Free-look period (30 days, revised from 15 days via 2024 IRDAI circular), grace period (30 days annual/half-yearly, 15 days monthly), revival, surrender, paid-up value
  • FDI in insurance — 74 percent cap for private insurers via Insurance Amendment Act 2021 (up from 49 percent); LIC IPO completed May 2022 with 3.5 percent government divestment
  • Bima Sugam (IRDAI's online distribution platform, announced 2022), Bima Vahak and Bima Vistaar — part of 'Insurance for All by 2047' vision

Know the syllabus — now see where you stand.

Practice LIC AAO (Assistant Administrative Officer) free →