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IBPS RRB Officer Scale II & Scale III mock test
Government Exams · Syllabus

IBPS RRB Officer Scale II & Scale III Syllabus 2026

The complete IBPS RRB Officer Scale II & Scale III syllabus for 2026 — 6 sections and 58 topics in all, organised exactly as the Institute of Banking Personnel Selection (IBPS) prescribes. Use it as your revision checklist, then test yourself with a free IBPS RRB Officer Scale II & Scale III mock below.

Reasoning Ability (Single Exam — Scale II and III)11 topics

  • High-complexity puzzles with mixed criteria (day + designation + branch + product allocation grids)
  • Seating arrangements — linear, circular (facing in/out), dual-row 3+3 facing each other, square 8-person
  • Syllogism with 3 statements and possibility cases
  • Coded inequalities (custom symbol coding for ≥, >, ≤, <)
  • Input-Output (alphanumeric mixed re-arrangement, multi-step shifting)
  • Data Sufficiency (2-statement and 3-statement variants)
  • Decision-making in officer scenarios (loan deviations, NPA escalation, KYC failures, customer service incidents)
  • Statement-Conclusion, Statement-Assumption, Statement-Course of Action
  • Critical Reasoning (strengthen/weaken inferences, cause-and-effect)
  • Blood Relations (extended families), Direction Sense with reversals, Calendar/Clock
  • Order and Ranking, Machine Input-Output Rearrangement

Quantitative Aptitude (Single Exam — Scale II and III)12 topics

  • Quadratic equation comparison (two-equation form, relation between x and y)
  • Inequalities (linear + modulus + quadratic)
  • Advanced arithmetic — SI/CI mixed (half-yearly, partial years), profit/loss with multiple discounts
  • Mixtures and Alligation (3-component variants), Partnership multi-party with staggered entry/exit
  • Time-work-pipes mixed, Boats/Streams advanced, Trains crossing platform + man simultaneously
  • Percentages on percentages (chain), Ratio + Proportion multi-step
  • Data Interpretation — Caselet DI (2-3 paragraph narrative with embedded data), Pie + Table + Bar combo, Line graph trend analysis, Missing DI
  • Data Sufficiency in quant
  • Number Series (mixed pattern with ± × ÷ alternating)
  • Mensuration (3D solids — cuboid, cylinder, cone, sphere, frustum)
  • Algebra (linear simultaneous, quadratic roots, surds/indices)
  • Permutation-Combination basics, Probability single-event

Financial Awareness (Single Exam — Scale II and III)14 topics

  • RRB Act 1976, RRB Amendment Act 2015, 50/35/15 shareholding pattern, Phase III amalgamation (2019-20, 56→43), Phase IV One State-One RRB consolidation (effective 1 May 2025, 43→28)
  • NABARD — Act 1981, refinance role, RIDF, schemes (LTRCF, STRCF, Tribal Development Fund), NABARD Supervision of RRBs
  • RBI structure, monetary policy tools, MPC framework, master directions
  • Banking Regulation Act 1949 — key provisions for RRBs and PSBs
  • Priority Sector Lending — 75% PSL target for RRBs, sub-targets, weaker sections, PSL certificates
  • NPA framework — SARFAESI 2002, IBC 2016, Asset Reconstruction Companies, NCLT, NCLAT, PCA framework
  • Capital adequacy — Basel III norms (CET1, Tier 1, Tier 2), CRAR, liquidity coverage ratio (LCR), NSFR
  • Credit appraisal frameworks — 5Cs of credit, working capital assessment, term loan appraisal, project finance
  • Treasury operations — government securities, repo, reverse repo, T-bills, CPs, CDs, forex basics
  • Agricultural finance — KCC, crop insurance (PMFBY), interest subvention scheme, NABARD agriculture refinance
  • Rural development schemes — DAY-NRLM, MGNREGA, PMAY-G, PM-KISAN, eNAM, PMKSY
  • Financial Inclusion — PMJDY, MUDRA, Stand-Up India, PMSBY, PMJJBY, APY, BC/CSP network
  • Macroeconomic indicators — GDP, CPI/WPI inflation, fiscal/revenue deficit, BoP, forex reserves
  • Banking current affairs (last 6-12 months) — RBI MPC outcomes, regulatory announcements, government budget banking themes

English / Hindi Language (Single Exam — Scale II and III)8 topics

  • Reading Comprehension (banking/economy/policy themes, often 2 long passages)
  • Cloze Test (banking-domain context)
  • Para Jumbles (5-6 sentence rearrangement)
  • Sentence Improvement / Word Swap
  • Error Spotting (advanced grammar)
  • Fill in the Blanks (double and triple)
  • Vocabulary in context (synonyms, antonyms, idioms in banking context)
  • For Hindi opters: Apathit Gadyansh, Vakya Sudhar, Sandhi-Vichchhed, Samaas, Alankar, banking-domain Hindi vocabulary

Computer Knowledge (Single Exam — Scale II and III)7 topics

  • Computer fundamentals, hardware/software components
  • Operating systems — Windows, Linux basics
  • Networking — LAN/WAN/MAN, OSI/TCP-IP basics, IP addressing
  • MS Office advanced — Excel formulas (VLOOKUP, IF, SUMIF, pivot tables), Word, PowerPoint
  • DBMS basics — RDBMS, SQL queries, table operations
  • Cyber security — phishing, malware, antivirus, banking fraud awareness, two-factor authentication
  • Banking-specific computing — CBS (Core Banking Solution), payment systems (UPI, IMPS, NEFT, RTGS, AePS), card-based payments

Professional Knowledge — Scale II Specialist (stream-specific)6 topics

  • IT Officer: Operating Systems, DBMS, Computer Networks, Data Structures and Algorithms, Cyber Security, Software Engineering, Cloud Computing, AI/ML basics
  • Chartered Accountant: Financial Reporting (Ind AS), Auditing & Assurance, Direct Tax, Indirect Tax (GST), Costing, Strategic Financial Management, Banking-specific accounting (Banking Companies Act, RBI accounting norms)
  • Law Officer: Banking Regulation Act 1949, RBI Act 1934, NI Act 1881 (Section 138), SARFAESI 2002, IBC 2016, Indian Contract Act 1872, Companies Act 2013, Indian Evidence Act, BNSS 2023, PMLA 2002, FEMA 1999, Consumer Protection Act 2019
  • Treasury Manager: Money market, capital market, government securities, repo/reverse repo operations, forex markets, derivatives (forwards, futures, options, swaps), portfolio management, risk management in treasury
  • Marketing Officer: Marketing management (Kotler 4Ps/7Ps), STP, consumer behaviour, brand management, services marketing (banking specific), digital marketing, CRM, sales management, market research
  • Agricultural Officer: Agronomy, horticulture, soil science, crop production, animal husbandry, dairy, agricultural marketing (eNAM, APMC), agricultural finance (KCC, crop loans, interest subvention), NABARD frameworks, PSL Agriculture norms

Know the syllabus — now see where you stand.

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