SBI PO (Probationary Officer) Salary 2026
State Bank of India Probationary Officer in JMGS-I. SBI grants 4 advance increments on appointment, so starting basic is higher than IBPS PO. Pay follows the SBI officer pay scale (JMGS-I, with 4 advance increments); in-hand pay is around ₹80,000 – ₹86,000 per month depending on the city.
SBI PO (Probationary Officer) post-wise salary
Entry basic pay and approximate in-hand salary for each SBI PO (Probationary Officer) post. In-hand figures include typical allowances and assume a metro / higher-HRA city; smaller-city pay is a little lower.
| Post | Pay level | Basic pay | In-hand |
|---|---|---|---|
| Probationary Officer (JMGS Scale I)₹48,480 + 4 advance increments; gross ~₹98,000/mo; CTC at Mumbai ~₹20.4 lakh/yr | JMGS-I | ₹56,480 | ₹80,000–86,000 |
Allowances & benefits
The in-hand salary is basic pay plus these allowances:
- Dearness Allowance (DA)
- House Rent Allowance (HRA) / leased accommodation
- Special Allowance
- City Compensatory Allowance (CCA)
- Learning Allowance
Career growth & perks
- Medical aid / health insurance
- Leased accommodation / quarters
- Pension (NPS)
- LFC / travel reimbursement
- Concessional staff loans (home/car/personal)
SBI PO (Probationary Officer) salary — FAQs
What is the in-hand salary for SBI PO (Probationary Officer) 2026?
The in-hand salary for SBI PO (Probationary Officer) is around ₹80,000 – ₹86,000 per month depending on the city (which sets the HRA slab). State Bank of India Probationary Officer in JMGS-I. SBI grants 4 advance increments on appointment, so starting basic is higher than IBPS PO.
What is the pay scale / pay level for SBI PO (Probationary Officer)?
SBI PO (Probationary Officer) posts are paid under the SBI officer pay scale (JMGS-I, with 4 advance increments). The post-wise pay levels and entry basic pay are listed in the table above.
What allowances are paid in SBI PO (Probationary Officer) jobs?
On top of basic pay, SBI PO (Probationary Officer) employees receive Dearness Allowance (DA), House Rent Allowance (HRA) / leased accommodation, Special Allowance, City Compensatory Allowance (CCA) and more. These allowances are what make the in-hand salary higher than the basic pay.
Indicative; SBI officer pay is revised under the bipartite-linked settlement. The 4 advance increments lift starting basic to ₹56,480. In-hand and CTC vary by city and deductions. Confirm on the official SBI PO notification.
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