LIC ADO (Apprentice Development Officer) Salary 2026
LIC Apprentice Development Officer (ADO) is a development/sales officer post at LIC. Recruits serve an apprenticeship/training phase on a stipend before being placed on the ADO pay scale. Pay follows the LIC Development Officer pay scale (with apprenticeship/stipend phase); in-hand pay is around ₹50,000 – ₹56,000 (post-confirmation) per month depending on the city.
LIC ADO (Apprentice Development Officer) post-wise salary
Entry basic pay and approximate in-hand salary for each LIC ADO (Apprentice Development Officer) post. In-hand figures include typical allowances and assume a metro / higher-HRA city; smaller-city pay is a little lower.
| Post | Pay level | Basic pay | In-hand |
|---|---|---|---|
| Apprentice Development Officer (ADO)Scale top ₹90,205; ~₹51,500/mo stipend during apprenticeship; in-hand ₹50,000–56,000 after confirmation (₹56,000 in A-class city) | Development Officer (apprentice grade) | ₹35,650 | ₹50,000–56,000 |
Allowances & benefits
The in-hand salary is basic pay plus these allowances:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- City Compensatory Allowance (CCA)
- Conveyance / Additional Conveyance Allowance
- Special Allowances
Career growth & perks
- Medical benefits
- gratuity & pension
- incentive bonus linked to business procured
- vehicle / loan facilities
LIC ADO (Apprentice Development Officer) salary — FAQs
What is the in-hand salary for LIC ADO (Apprentice Development Officer) 2026?
The in-hand salary for LIC ADO (Apprentice Development Officer) is around ₹50,000 – ₹56,000 (post-confirmation) per month depending on the city (which sets the HRA slab). LIC Apprentice Development Officer (ADO) is a development/sales officer post at LIC. Recruits serve an apprenticeship/training phase on a stipend before being placed on the ADO pay scale.
What is the pay scale / pay level for LIC ADO (Apprentice Development Officer)?
LIC ADO (Apprentice Development Officer) posts are paid under the LIC Development Officer pay scale (with apprenticeship/stipend phase). The post-wise pay levels and entry basic pay are listed in the table above.
What allowances are paid in LIC ADO (Apprentice Development Officer) jobs?
On top of basic pay, LIC ADO (Apprentice Development Officer) employees receive Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Conveyance / Additional Conveyance Allowance and more. These allowances are what make the in-hand salary higher than the basic pay.
Indicative; ADO begins on an apprenticeship stipend before joining the pay scale, and pay is revised by periodic LIC wage settlements. Confirm against the official LIC ADO notification.
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